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Citizens Insurance Agency
Business Commercial Auto Home & Life Insurance Warrenton, NC Warrenton, NC
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252-257-3128
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December 12, 2011 01:58AM
Homeowners insurance policies do not cover flood damage.
The federal government offers insurance for direct flood and flood related damaging including mudslide and erosion under the National Flood Insurance Program (NFIP). This federal program requires that the community in which you live adopt zoning laws that prohibit future building in flood prone areas. The coverage involves a 30-day waiting period before the policy becomes effective; however, there are exceptions. For more information about federal flood insurance, contact us or the National Flood Insurance Program at 1-800-638-6620.